Vehicle Insurance
As an independent insurance agency, Insurance Management Brokers works
with many insurance companies and can help you compare protection
and prices to find the coverage and value that’s right for you.
We’re your local agents — people who know you and how to help you, so we know how to get the right insurance for your vehicle. Whether you’re hitting the winter trails, taking a summer road trip, or just managing the daily commute, our team can help you find the right insurance for you. Talk to one of our team members today about your insurance needs.
Call us or write us!
Insuring vehicles in Parker and all over Colorado and Arizona — from two wheels to twelve!
Auto Insurance
The right auto insurance policy can help get you back on the road quickly if your car is damaged ordestroyed by accident, fire, theft,or other covered event.Your policy may also provide protection against medical and legal expenses resulting from injury,loss of life, or property damage caused by an accident involving your vehicle.
As a local, independent insurance agency, Insurance Management Brokers can help you find the right policy for your car by comparing quotes and coverage options from several top providers. In addition to cars, we insure motorcycles, classic cars, motor homes,boats, Jet Skis and ATVs too.
Every situation is unique — talk to us today to find out how to get the best value on auto insurance.
Request a free quote or call today at 303-578-0209.
How much insurance coverage do you need?
We’re based in Parker, so our team understands the auto
insurance needs of our customers.
Auto insurance requirements vary by state. In most states, to
drive you must carry:
- Liability coverage – to pay for losses you cause others
- No-fault coverage – to pay you and your passengers for medical and related expenses caused by injuries from a car accident, regardless of who is at fault
- Both liability and no-fault coverage
Even in states where coverage isn’t required, drivers must, by law, be able to pay for losses they cause others. Having insurance is the simplest way for most people to comply. We write insurance in Colorado and would be happy to help you ensure you have the right coverage for where you live.
Financing a Car?
To finance a car, it is usually necessary to have insurance which covers damage to your vehicle. This includes:
COLLISION INSURANCE
Collision insurance coverage pays for damage caused to your vehicle in a car accident. Standard collision insurance coverage will pay for any repairs up to the fair market value of your car. Collision coverage generally includes an insurance deductible. It is the amount of money you pay for repairs before your collision insurance kicks in. The higher the deductible you are willing to pay, the lower the cost of collision coverage.
COMPREHENSIVE INSURANCE (OTHER THAN COLLISION)
Comprehensive insurance covers damage done to your car in some way other than a collision, such as if it were stolen or vandalized. Flood, hurricane, theft, windshield damage and fire are also events usually covered by comprehensive car insurance. Like collision, comprehensive will pay up to the fair market value of your car (less your insurance deductible.) And although it’s not legally required by any state, you will probably need it if your car is financed.
Motorcycle Insurance
Ride safe and get the coverage you need. Serving Parker and
all of Colorado.
Driving down the street, riding your Harley Davidson, driving your motorcycle for hobby, work or tourism, motocross or others. We will most likely cover your travels. As IMB, we can help you find the most suitable policy for your motorcycle, comparing quotes and coverage options from the main providers.
Every situation is unique — talk to us today to find out how toget the best value on auto insurance.Request a free quote or call today at 303-578-0209.
Common Coverage Options
Your motorcycle insurance can include any or all of the options below — contact Insurance Management Brokers today to discuss what coverage is best for you.
Custom Parts and Equipment
If you select custom parts coverage, you will receive up to $3,000 in coverage without any additional cost to you. Coverage is available for up to $10,000 in custom parts and equipment.
Let us help make sure you’re covered before you hit the streets — talk to IMB insurance brokers today to find out how to get the best value on motorcycle insurance.
Vehicle insurance for collector cars
It takes more than age to make it a classic. A collector car isn’t just a way to get around. It’s an investment that will continue to appreciate in coming years.
Not all classic or old cars have the same use.
Brokers will work with you to select the appropriate policy to accommodate coverage needs, miles driven, vehicle age, and vehicle modifications to make Surely you have the best policy to cover your needs.
Every situation is unique — talk to us today to find out how toget the best value on auto insurance.Request a free quote or call today at 303-578-0209.
It’s no ordinary car. Get the right kind of coverage. Serving Parker and all of Colorado.
Custom Parts and Equipment
This means the provider will pay you the full (agreed to) amount in the event of a covered total loss, less any applicable deductible. This type of coverage is much better than “actual cash value” or “stated value” that you may get with some companies.
Do you need insurance for your premium Mustang, Camaro, Charger, Corvette, Thunderbird or other collector’s car?
Talk to insurance brokers today to identify the best combination of coverage, value and price for you. We can help ensure that your insurance continually meets your needs.
Boat & Watercraft Insurance
Make your time on the water relaxed and worry-free with the
right coverage. Serving Parker and all of Colorado.
Insurance Management Brokers will find you a boat insurance policy that protects you, your friends and family, your watercraft, and your boating equipment.
The average boat costs less than a dollar a day to insure.
Every situation is unique — talk to us today to find out how toget the best value on auto insurance.Request a free quote or call today at 303-578-0209.
Request a Quote
Common Coverage Options
Here are some items you’ll need to consider when
shopping for boat insurance in Colorado:
Navigational Area
Agreed Value Coverage
Liability
Medical Payments
Physical Damage Coverage
Uninsured/Underinsured Watercraft Bodily Injury
Fuel Spill Liability and Wreckage Removal
Personal Effects
Unattached Equipment Coverage
Emergency Assistance
Know where you are covered in the water. Some companies offer protection that covers you up to 75 miles from the U.S. coastline; into Canadian coastal or inland waters; and into the Pacific coastal waters of Mexico. In California, Florida and Oregon, additional coverage area can be purchased.
Vehicle insurance and 4×4 all-terrain trucks
IMB insurance agents will help you get the best coverage for your truck, so you can leave the city with peace of mind and have all the coverages.
Every situation is unique — talk to us today to find out how toget the best value on auto insurance.Request a free quote or call today at 303-578-0209.
Request a Quote
As an independent, local insurance agency, Insurance Management Brokers can help you find the right auto policy by comparing quotes and coverage options from several major providers. In addition to cars, we also insure motorcycles, classic cars, motorhomes, boats, jet skis, and ATVs.
Motorhome insurance
Protect your RV, including your horse trailer.
Let Insurance Management Brokers help you select the right coverage for your RV needs at a price you can afford.
Here are some things to consider when shopping for recreational vehicle insurance:
- RVs that are for personal, recreational use can be insured for up to 250 days per year. This gives you plenty of time to travel south and enjoy some warmer winter weather or that extended vacation.
- Liability coverage provides you with bodily injury and property damage coverage, medical payments, uninsured coverage and more. Coverage varies by state.
You may be able to choose how your Comprehensive and Collision coverage will be settled in the event of a covered total loss. Options tailored to your needs can include:
- Stated Value – market value/actual cash value of the RV
- Agreed Value – the insured amount, regardless of the current market value
- Replacement Cost we will replace your insured RV with a new RV that is most like it
Every situation is unique — talk to us today to find out how toget the best value on auto insurance.Request a free quote or call today at 303-578-0209.
- Consider Vacation Liability coverage for when you stop driving and start using your recreational vehicle as a temporary residence. Some policies can include additional coverage for physical damage in Mexico.
- Personal Effect Coverage provides replacement cost for damage or loss to items normally used with your RV when physical damage coverage is selected.
- Some policies include Roadside Assistance, which has you covered 24/7 in the event of a breakdown or accident. Some will even allow you to upgrade the coverage to include lodging, transportation and meal coverage if needed.
- Ask if customer assistance is available 24/7 to answer all your insurance questions. In the event you have a loss, the insurance companies we work with have skilled claims teams who will work with you to get your RV repaired and back on the road.
- Other additional coverage can include: Accident forgiveness, pet coverage, diminishing deductible, and more.
- Discounts can lower your premium. Ask us at Insurance Management Brokers whether you qualify for safe driver discounts, original owner discounts, package discounts and more.
- You can save money if you insure more than one item with a single company, including your home, cars, motorcycles, classic cars and boats. It will also simplify your life.
Insuring vehicles in Parker and all over Colorado — from two wheels to twelve!
Insuring vehicles in Parker and all over Colorado — from two wheels to twelve!
